Business Operating System

Everything your business needs.

Accept payments, pay suppliers, manage sales, track inventory and grow — all from one simple platform.

Instant settlements
Local & international
Enterprise-grade security
Built to scale
The platform

Everything in one platform.

The essential tools every business needs — spend less time on systems, more on growth.

Payments

Accept customer payments quickly and securely, with instant settlements.

Business Payments

Pay suppliers and partners locally and internationally from one platform.

Point of Sale

Process sales and manage checkouts across every location.

Inventory

Track stock and monitor product movement in real time.

Customer Management

Build stronger relationships and keep every detail organised.

Virtual Cards

Issue secure Visa cards for your team or customers, controlled by API.

Marketing

Reach more customers with tools to promote and grow.

Analytics & Reports

Real-time insights that help you make smarter decisions.

APIs & Integrations

Connect Opei with your existing systems and automate workflows.

Online Store

Create your online store in minutes.

Launch a professional storefront without writing a single line of code.

Add your products, organise them into collections, manage inventory, customise your storefront, and start selling to customers from anywhere.

  • Create a beautiful online store with your logo, colours and business information.
  • Add unlimited products with images, descriptions, pricing, variants and stock levels.
  • Organise products into categories and collections for a better shopping experience.
  • Share your entire store with one link on WhatsApp, Facebook, Instagram or TikTok.
  • Accept payments customers trust, including local methods, Visa and Mastercard.
  • Manage inventory automatically, with stock levels updated as orders are placed.
  • Track orders in real time, from checkout to fulfilment.
  • Sell 24/7 from a single dashboard, anywhere in the world.
Sell everywhere

Promote your store across social media, messaging apps, email or your own website with shareable links.

Faster checkout

Smooth, secure checkout with local payment methods and major cards — fewer abandoned carts.

Grow without limits

From your first order to your millionth, Opei scales with your business — all from one platform.

Point of Sale

Sell faster. Serve better. Stay in control.

Transform any device into a powerful Point of Sale.

Retail, restaurants, pharmacies or services — process sales, manage customers and run your entire operation from one connected platform.

  • Fast, intuitive checkout designed to reduce queues.
  • Accept multiple payment methods including cash, local payments, Visa and Mastercard.
  • Issue digital or printed receipts for every transaction.
  • Search products by name, barcode or SKU and scan barcodes for faster checkout.
  • Apply discounts, promotions and coupons with ease.
  • Process refunds and returns with a complete transaction history.
  • Manage multiple cashiers with individual accounts and permissions.
  • Track every sale in real time across one or many locations.
Real-time inventory sync

Every sale updates your inventory automatically. Know what's selling and avoid overselling.

Multiple locations

Operate one store or many from a single dashboard with centralised control.

Built to grow

From a small shop to a large retail chain, Opei grows with you without changing systems.

Business Visa Cards

Spend globally. Manage business expenses with confidence.

Pay suppliers, subscriptions and business expenses anywhere Visa is accepted.

Issue virtual or physical corporate cards for your business, teams or departments — with real-time visibility and spending controls.

  • Issue virtual and physical Business Visa cards for your company and employees.
  • Pay international suppliers quickly and securely wherever Visa is accepted.
  • Pay for software subscriptions, cloud services, advertising and digital tools.
  • Set spending limits and controls for cards, departments or employees.
  • Monitor every transaction in real time from a single dashboard.
  • Freeze, unfreeze or cancel cards instantly whenever needed.
  • Track expenses with detailed transaction histories and reporting.
  • Issue employee cards without sharing your primary business credentials.
Control over spending

Empower teams to spend while keeping full oversight of budgets and transactions.

Built for global business

A secure, convenient way to make payments worldwide — from suppliers to global ads.

Real-time visibility

Every authorisation, decline and settlement visible instantly. Reconcile faster.

Visa Card API

Launch card products without building the infrastructure.

Embed virtual and physical Visa card issuing directly into your application.

Create, manage and control business payment cards through a developer-friendly integration. Focus on your product — Opei provides the infrastructure.

  • Issue virtual Visa cards instantly through a single API.
  • Order physical Visa cards for businesses and their employees.
  • Set spending limits, merchant controls and usage restrictions.
  • Freeze, unfreeze or terminate cards instantly via API.
  • Monitor balances and transactions in real time.
  • Real-time webhooks for authorisations, settlements and card events.
  • Manage card lifecycles: activation, replacement and renewal.
  • Single-use and recurring virtual cards for enhanced security.
Built for developers

Modern REST APIs with clear docs, secure auth, webhooks, sandbox and production-ready infrastructure.

Use cases

Expense management, payroll, digital wallets, fintech, B2B payments, marketplaces and procurement.

Secure & scalable

Enterprise-grade infrastructure — from your first card programme to thousands of cards.

Available by request
Request access to the Visa Card API.

To ensure the best implementation and compliance, the Visa Card API is available by request only. Our team will work with you to enable access.

Payments API

Accept payments through your application.

Securely collect payments in your website, mobile app or custom software.

Whether you're building e-commerce, SaaS, a marketplace or a bespoke business solution, collect payments without building your own infrastructure.

  • Accept payments from your website, mobile app or custom application.
  • Support local methods and major cards including Visa and Mastercard.
  • Create secure payment links and hosted checkout experiences.
  • Real-time payment notifications through webhooks.
  • Track payment status and transaction history through the API.
  • Generate payment requests and invoices programmatically.
  • Manage refunds and payment records from one platform.
  • Comprehensive API documentation for faster integration.
Built for developers

Modern REST APIs, clear docs, secure auth and reliable infrastructure that scales with you.

Perfect for

E-commerce, SaaS, mobile apps, marketplaces, booking systems, memberships and ERP/CRM tools.

Simple integration

A secure, reliable way to collect payments — without juggling multiple payment providers.

Built for growth

One platform. One login. Total control.

No more switching between apps or juggling disconnected systems. Opei brings everything together so you can focus on growing your business.

Payments
POS
Inventory
Customers
Cards
APIs
FAQ

Frequently asked questions.

Quick answers about Opei. Can't find what you need? Talk to our team.

Designed for businesses of all sizes, from startups and small businesses to large enterprises across a wide range of industries.

Accept payments, pay suppliers, manage sales, track inventory, manage customers, issue virtual cards, and run your business from one platform.

Yes. Opei supports both online and in-person payments with a fast, secure and seamless payment experience.

Yes. Pay suppliers and partners locally and internationally with competitive pricing for high-volume payments.

Yes. Developer APIs let you integrate payments, virtual cards and other services into your website, mobile app or existing systems.

Opei is built with modern security standards and enterprise-grade infrastructure to help keep your data safe.

Get in touch

Let's build what's next.

Tell us what you need. Our team typically responds within one business day.

Business Operating System

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